Balancing Saving and Spending

One of the challenges with saving money is balancing what you need and want today with what you need to save for the future. For example, if you often head out to restaurants for a meal a few times a week the wants and needs category can add up faster than the savings category. Cooking a few of those meals at home each week allows you to balance your spending and saving now so you can enjoy your favorite restaurants today and into the future. Read more about Balancing Saving and Spending

Save More Years of Retirement

Looking to save more Years of Retirement but don’t know where to start? Try starting small.

While it may not seem like it today, small changes can make a big impact on your retirement savings over the course of many years.  That coffee or soda that you buy for lunch each day may be a good place to start when looking at adding to your Years of Retirement. Read more about Save More Years of Retirement

Retirement Facts

Thinking about saving for your retirement – but having trouble making a serious commitment? Here are some statistics published recently that may inspire you to get moving!

From Fox Business: A 25-year-old worker who saves $5,000 a year throughout her career will amass nearly $1.3 million by the time she's 65, assuming 8 percent annual growth. If she waits until age 35 to save, she'll accumulate less than half that amount -- $566,416 -- assuming the same return. Read more about Retirement Facts

National Retirement Planning Week 2013

Did you know this week, April 8 to April 12 has been designated National Retirement Planning Week? We would argue you should give some thought to your retirement every week, but you can’t argue with the fact that setting aside a week to raise public awareness of the need for comprehensive retirement planning is a good thing.

The week is sponsored by the National Retirement Planning Coalition – formed by a group of prominent education, consumer advocacy and financial services organizations. Read more about National Retirement Planning Week 2013

Don't Forget Your Retirement Plan at Tax Time

Working on your 2012 taxes? Keep in mind it’s not too early to start planning for your 2013 taxes! There may be things you can do now to help relieve your tax burden next year. Read more about Don't Forget Your Retirement Plan at Tax Time

America Saves Week 2013

America Saves Week 2013


Do you know only slightly more than half of all non-retired Americans (52%) think they are saving enough for “a retirement in which [they] will have a desirable standard of living?”1  Even fewer Americans say they have a goal in mind when it comes to saving.2 Read more about America Saves Week 2013

Saving Early, a Student Loan Debt Challenge

When you ask recent college graduates to name an obstacle that keeps them from saving for retirement, you’ll likely hear a couple of common answers: “Retirement seems so far away,” and “I am loaded down with student loans.”

Data from the Federal Reserve Bank of New York shows student loan balances have eclipsed both auto loans and credit cards, making student loan debt the largest form of consumer debt outside of mortgages.1  In part because of a staggering increase in tuition rates, student debt levels have reached a new high – rising to $956 billion. Read more about Saving Early, a Student Loan Debt Challenge

Tax Reform and the 401(k)

If you’re reading this blog, it’s likely you’re already saving for your retirement. If that’s the case, congratulations! You should be very proud. You’re one of approximately 60 million Americans who are participating in a workplace 401(k) program. It’s a wonderful way to be help be prepared for a secure retirement. Read more about Tax Reform and the 401(k)

Women Planning for Retirement

Americans are living longer and in part because of recent economic conditions, are working longer as well. That’s especially true for women. In fact, women make up 46 percent of the total labor force over age 65.i Read more about Women Planning for Retirement

Picture Retirement - Louisville, KY

We continue our look at the top 25 cities in which to retire (according to Money Magazine) with a profile of the 23rd ranked city in 2012 – Louisville, Kentucky.